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About Willie Smith

The goal of my team is provide quality education and advice so we can help families understand the mortgage process. In doing so we can help our clients build wealth and legacy through the acquisition of real estate.

Willie Smith NMLS#: 205317

Mortgage Loan Advisor | Preferred Rate

Tell Us Your Story.

“You Are Never Too Old To Set Another Goal Or To Dream A New Dream.” – C.S. Lewis

At Preferred Rate, we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. We are proud to have helped finance thousands of loans for those who are in need; helping our clients find and afford their dream homes with honesty, and decency.

All-in-One Solution

Our Loan Process...


A loan pre-approval sets you up for a smooth home buying experience.


Start working with a real estate agent and viewing homes.


A few documents are needed to get a loan file through underwriting.


Assemble all the necessary paperwork and details for the underwriter.


They closely evaluate all the documentation in the loan package.


Documents are drawn and sent to the title company for closing.

What is Your Why?

“Willie and his team were incredible communicators. They always made sure that as the buyer’s agent I was kept in the loop every step of the way. In this crazy market where VA & FHA loans are feared, they had my VA buyer closed in 30 days!”

Annette S.

Refinance and Save.

“Mr. Willie and his team are AWESOME! Mr. Willie is more than just a loan advisor, he and his team are a support group as well. Once you connect with them you are more than a client you become FAMILY. They make sure they get you what you want in a significant time. They are very clear when advising the milestones to get what you’re looking for and where you’re trying to go. Words are inadequate. I will say this is my second round of victory with the Hamilton Group and I’m looking forward to more!” 

Family Refinance
Our Amazing Team

The most important asset to our company, is our people. Our team was built with you as our focus.

Willie Smith Headshot

Willie Smith

Originating Branch Manager
NMLS#: 205317
Camilia Smith Headshot

Camilia Smith

Loan Officer Assistant
Skarelli Rivera Headshot

Skarelli Rivera

Operations Manager
Josephine Gentapa Headshot

Josephine Gentapa

Executive Assistant

Dotty Corey

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